What is Long-Term Care (LTC)?
Long-term care (LTC) is a variety of services which help meet both the medical and non-medical needs of people with a chronic illness or disability who cannot care for themselves for long periods. (Wikipedia)
Long-term care covers a range of services and supports you may need to meet our personal care needs. Most long-term care is not medical care, but rather assistance with the basic personal tasks of everyday life, sometimes called Activities of Daily Living (ADLs), such as: Bathing, Dressing, Using the toilet, Transferring (to or from bed or chair), Caring for incontinence, Eating.
According to longtermcare.acl.gov, more than 70% of Americans of 65 years or older and 37% of those of younger than 65 years old will be in need of Long-Term care, but only 22% have LTC plans...