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Financial Education is Your Best Investment

If you are only interested in the financial educations, including debt management, investment, retirement, protection, asset and estate planning, long term care, kids education, tax planning...; or if you only want to learn how preserve and accumulate wealth that can be safely passed on the next generations, etc;

Click here to sign up for my financial education mailing list, I will occasionally send you updates, blogs, news on investment, retirement, protection, tax strategies, asset allocation and distribution, kids education and estate planning…

Now, imagine how your would feel 

  • if you can grow your investment without any market risks or tax consequences...
  • if you can properly allocate your assets to reduce your tax responsibilities;
  • if you can live a peaceful retirement without worrying about tax or outliving your savings;
  • if you can send your kids to the college of their dream without paying a single dime out of your own pocket to cover the ever-increasing tuition and living expenses;
  • if you can properly protect yourself, your family and anybody you love, so your loved ones can be taking care of when you are there for them...
  • If you can also protect your assets from lawsuits, probation, IRS or tax credit claims, so yo can safely pass along from generations to generations;

 You see, almost all of these are related to financial knowledge; however, the fact is, nobody is more interested in your financial future than you are, not the government, not the company you work for, and not the community around you.

It is your sole responsibility to learn how money works, and how to protect yourself, how to build a solid financial foundation and how to establish your financial security, because you are the only one who is in control of your financial future.

Today, we can learn almost everything from school; we can learn accounting, business administrations, computer science, data science, but all of these are taught to work for someone else, to be employed by big cooperation.

But the only one important knowledge that are related to ourselves, our family and our financial future, is not taught at school.

which is the "Financial Education"…

“The number one problem in today’s generation and economy is lack of financial literacy.” – Alan Greenspan.

So we leave our money in the 401K account, without know who are managing it, and how it was managed;

We invested in stocks, but left ourselves vulnerable under the market risks and even if there is any returns, a big chunk of that will be taken away as Capital Tax; 

We work hard to make our life better and happier, another big chunk of our hard earned money is taken away as Income Tax;, without knowing that it is not even enough to cover the national debt;

We save some money to retire, without knowing it may not be enough to cover the rest of our lives, and any unexpectedness may exhaust it much sooner than we expected; 

We build some wealth and intend to pass it to our loved ones without knowing that a big chunk of that may be bitten again as Estate Tax, 

  • Do you know about 46% of Americans are concerned about outliving their income!

Right now, about 10,000 baby boomers are turning to 65 every day. By the year of 2034, the social security fund will be completely depleted; only 32% of seniors aged 65 and over have $200,000 in retirement account and about 25% of Americans aged 65 and over rely social security as their only source of retirement income.

  • Do you know 62 percent of millennials "have considered starting their own business", but only 2% are self employed!

According to a study by the Small Business Administration, less than 2 percent of millennials (born after 1980) in 2014 were self-employed, compared with 7.6 percent of Generation Xers (born 1965-1980) and 8.3 percent of baby boomers (born 1946-1964).

All because the financial challenges facing today's young adults are stifling their entrepreneurial dreams. The results of a nationwide survey published by EY.

  • Do you know about 81% of Gen Xers are concerned that they may not be able to make their ends meet in retirement and in addition to the retirement, they are also concerned about job security and education expenses. Many of them are considered “Sandwich Generation”, because they are sandwiched between raising children and caring for aging parents at the same time, Generation X appears to be “The Worried Generation,” as many were hit hard by the financial crisis and have ongoing concerns about job stability. Because many high tech companies are laying off older employees with higher salaries for younger ones with less salaries.

Millennials are facing even bigger hurdles. About 39% of people under age 25 are unemployed or underemployed; they are earning less today than the same age site did in the past; 40% of Millennials aged 18 to 29 currently have student loan debt; 15% of 25- to 35-year-old Millennials were living in their parents’ home as of 2016 and Millennials are less likely to be homeowners than young adults in previous generations. Millennials are even more financially fragile.

You landed on this page, want to take the first step for some financial educations, you are starting to take some responsibilities for yourself, your family and anybody you love, or you want to make educated decision about your financial needs, to build a solid financial foundation toward a better financial future.

Whatever the reason, I want to congratulate you that you have come to the right spot, I will regularly post some blogs on topics covering from investment to retirement, from protection to asset and estate planning, from kids education to Tax planning...

Click here to sign up for my financial education mailing list. I will occasionally send you updates, blogs, news on investment, retirement, protection, tax strategies, asset allocation and distribution, kids education and estate planning... 

Of course, if you are willing to make something good, exciting, challenging and contributing to the community and the world around you, or if you want to start a side business to make some supplemental income, to create a backup plan, or if you want to make a career, to create a life-time passive income stream.

Click here to join my team, I reach out to you within the next 24 to 48 houses, I will share with you how to start a business of your own with unlimited growth and lifetime passive incomes, but with literally NO COST...

By signing up, I will occasionally send your updates, blogs, news, training videos, and materials including but not limited to investment, retirement, protection, asset allocation, distribution, estate planning, kids education, tax planning and long term care...

650-817-8686

duo.joe.zhou@gmail.com

I will usually get back to you within 24-48 hours, ** please be specific in your email.**

For faster reply, connect me on   .

Duo Zhou

Founder of BuildWealthwithDuo.com

Duo Zhou

Founder of BuildWealthwithDuo.com

650-817-8686

duo.joe.zhou@gmail.com

I will usually get back to you within 24-48 hours, ** please be specific in your email.**

For faster reply, contact me on   .

PS. you can also connect with me by entering your name, number and email below...

Finally

An Easy Way to Obtain FREE Financial Educations, from investment to retirement, from protection to asset and estate planning, from kids education to tax savings..., so you can

An Easy Way to Obtain FREE Financial Educations, from investment to retirement, from protection to asset and estate planning, from kids education to tax savings..., so you can

  • Become financially literate about your own status, needs and goals...
  • Help yourself, your family or anybody you care about...
  • Make educated decisions of your own, build a solid foundation for a better financial future!

By signing up, you will have no obligations, no commitment, you will not be charged for any service we provide. Instead, you will be receiving updates, blogs and financial articles.