These days, most families are two-income households.

That describes 61.9% of U.S. families as of 2017 and 69% of Canadian families as of 2015 - United States Department of Labor.

If that describes your family (and the odds are good), do you have a strategy in place to cover your financial obligations with just one income if either one of you was to unexpectedly disappear?

If either one of you was to unexpectedly pass away, it would be so much devastating; what if one of you was unexpectedly incapacitated, not only one-income would be disappeared, but could have also needed some constant home care?

Wow. That could really aggravate the devastating situation, couldn't it?